Why pre-arrange a funeral service for yourself or a family member?
Some people plan ahead because there will be no one capable of making
responsible decisions when the time arrives. Others have definite preferences
concerning their funeral service, and want their families to be informed and
respect those decisions.
Many pre-arrange because they enjoy the peace of mind in knowing there will
be adequate funds to cover funeral expenses. Pre-payment can also provide
benefits when you are applying for Medicaid in the U.S.
Most importantly, pre-arrangement guarantees that rational
decisions are made ahead of time and not subject to the urgencies that arrises
when death takes place.
What steps are involved?
After you determine your funeral preferences, we will explain your options
and guide you in establishing your own plans. You should seek the advice of your
family, clergy, and your funeral director who are all especially helpful when
considering these options. Certain vital information will be collected for the
required forms.
Next, select a casket, burial vault, or any other merchandise associated with
the service of your choice. Finally, arrange to pay for the services and
merchandise ahead of time through our funding program.
What will the pre-arranged funeral service cost?
The cost is a matter of your choice. All of your selections and options will
be explained by our staff who are trained to provide factual information
concerning each item and its price.
Funding the pre-arranged service is a choice most people make to ease
possible financial pressures on their family. Pre-funding allows you to pay for
the funeral service at current prices. As your plan grows over time, it offsets
inflation and should provide adequate funds for the future cost of the funeral.
Pre-Planning Advantages
Increasing Death Benefits
Reduce the impact of inflation, which would otherwise increase the cost of
your funeral.
How is Pre-Planning Done?
One of our trained staff member will meet with you and assist you in
recording your wishes. You choose everything you want for your funeral: the type
of funeral service, casket, burial vault, music, and flowers. Important obituary
information. Once you have made your selections, you will be informed the
payment options available to you. A record of your selections will be kept on
file at the funeral home until needed.
What is Pre-Financing?
Pre-Financing is the act of setting aside funds in funeral trust accounts or
funeral insurance products. For your security and by regulation, all monies are
deposited into these accounts and do not remain in the funeral home’s
operating account.
Pre-Funding Options
How do you Pre-Pay for a Funeral?
You may select one of two ways to pre-pay for a funeral.
Pre-Payment in Full
The first method is to make payment in full. This will guarantee the price
of the funeral and merchandise selected.
Payment Over Time
The second method is to make periodic payments.
Why Plan Ahead?
Planning in advance of need provides peace of mind. The death of a loved one
is a time of great loss and advance planning can reduce stress for your family
with the knowledge that your preplan has been completed. This allows your loved
ones to devote more time to coping and understanding the loss and less time
concerned with funeral arrangements and financial details.
